This Privacy Policy describes how your personal information is collected, used, and protected when you use the services provided by the Apply.FinanceDragon.com Loan Application Website (hereinafter referred to as the “Website”). We are committed to safeguarding your privacy and ensuring the security of your personal data.
1. Information We Collect
1.1. Personal Information: We may collect personal information, including but not limited to your name, contact details, date of birth, PAN number, Aadhaar number, and other identifiers necessary for loan applications.
1.2. Financial Information: To facilitate loan applications, we may collect financial data such as income details, employment information, and banking information.
1.3. Documentary Proofs: Users may be required to upload documentary proofs such as PAN card, Aadhaar card, driving license, passport, voter ID card, telephone bill, water utility bill, gas utility bill, bank statements, salary slips, IT returns, Form 16, and other documents as part of the loan application process.
1.4. Technical Information: We may collect information about your device, IP address, browser type, and usage patterns when you access the Website.
2. How We Use Your Information
2.1. Loan Applications: We use the information you provide to facilitate loan applications by connecting you with banks and financial institutions.
2.2. Communication: We may use your contact information to communicate with you regarding your loan application status, updates, and other relevant information.
2.3. Improve Services: We may analyse user data to improve our services, customize user experiences, and optimize our website’s performance.
2.4. Legal Compliance: We may use your information to comply with legal obligations and regulatory requirements.
3. Data Security
3.1. We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.
3.2. Access to your personal information is restricted to authorised personnel who have a legitimate need to access such data.
3.3. While we take reasonable steps to protect your data, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
4. Sharing of Information
4.1. We may share your information with banks and financial institutions to facilitate the loan application process.
4.2. We may disclose your information to comply with legal obligations, respond to government requests, or protect our rights, privacy, safety, or property.
5. Your Choices
5.1. You can access and update your personal information by logging into your account on the Website.
5.2. You have the right to request the deletion of your account and personal data, subject to applicable legal and regulatory requirements.
6. Third-Party Links
6.1. The Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Please review their privacy policies when visiting these sites.
7. Children’s Privacy
7.1. The Website is not intended for use by individuals under the age of 18. We do not knowingly collect or store personal information from children.
8. Changes to Privacy Policy
8.1. We may update this Privacy Policy from time to time to reflect changes in our practices and services. We will notify users of any significant changes through the Website.
9. Contact Information
9.1. For inquiries or concerns related to this Privacy Policy or the handling of your personal information, you can contact us at hello[at]financedragon.com. By using the Website, you consent to the collection and use of your personal information as described in this Privacy Policy. Please read this policy carefully and review it periodically for updates.